CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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If You Put $500 in a CD for 5 Years, Here's How Much Money You'd Have
savings What is a CD? Learn more about what CDs are and how putting $500 in a CD for 5 Years can bolster your savings.
By Erin Bendig Last updated
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley Last updated
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you earn returns as high as 4%.
By Erin Bendig Last updated
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.40%. See our top picks.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
By Sean Jackson Last updated
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How to Find the Best Jumbo CD Rates
The best jumbo CD rates earn you a return as high as 4.5%. See our top choices.
By Erin Bendig Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates earn you up to 4.50%, allowing you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.28%, outpacing inflation and helping you meet long-term savings goals.
By Erin Bendig Last updated
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Why a 5-year CD is Your Best Bet After the Fed Meeting
With no rate cut at the Fed meeting in June, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green Last updated